Privacy Policy

Privacy Policy for Punjab Scheme

Thank you for visiting Punjab Scheme (“we,” “our,” “us”). Your privacy is important to us. This Privacy Policy explains how we collect, use, store, and protect your data when you visit our blog https://punjabscheme.com/ (“Website”). We comply with Google AdSense policies, the General Data Protection Regulation (GDPR), the California Consumer Privacy Act (CCPA), and other applicable data protection laws.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information

  • Name, email address, and contact details (if provided voluntarily, e.g., via contact forms or newsletter subscriptions).

1.2 Non-Personal Information

  • IP address, browser type, device type, operating system, and other technical details.
  • Website usage data such as pages visited, time spent, and referral sources.

1.3 Cookies and Tracking Technologies

We use cookies and similar technologies to enhance user experience, analyze traffic, and serve personalized ads. See Section 4 for details.

2. How We Use Your Information

We use the collected data for:

  • Improving and personalizing user experience.
  • Analyzing Website performance and audience behavior.
  • Serving relevant advertisements through Google AdSense and third-party advertisers.
  • Responding to inquiries and providing support.
  • Ensuring compliance with legal obligations.

3. Data Sharing and Third-Party Services

We do not sell or rent personal data. However, we may share information with:

  • Google AdSense and Advertising Partners: To serve interest-based ads.
  • Analytics Providers (e.g., Google Analytics): To understand user behavior.
  • Service Providers: Hosting providers, email service providers, and technical support teams.
  • Legal Authorities: If required by law.

Third-party services may collect data as per their privacy policies. We encourage users to review their policies.

4. Cookies and Tracking Technologies

Cookies help us improve user experience by:

  • Remembering preferences and settings.
  • Analyzing Website traffic and user interactions.
  • Serving personalized advertisements.

4.1 Managing Cookies

Users can manage cookie preferences through browser settings. However, disabling cookies may impact Website functionality.

5. User Rights (GDPR & CCPA Compliance)

Users have the following rights:

5.1 GDPR Rights (For EU Users)

  • Access: Request copies of personal data.
  • Correction: Request correction of inaccurate data.
  • Deletion: Request deletion of personal data (subject to legal obligations).
  • Objection: Object to data processing for marketing purposes.
  • Data Portability: Request transfer of data to another service.

To exercise these rights, contact us at info@punjabscheme.com.

5.2 CCPA Rights (For California Residents)

  • Know: Request details on collected and shared personal data.
  • Delete: Request deletion of personal information.
  • Opt-Out: Opt-out of data sale (We do not sell personal data).

California users can send a request to info@punjabscheme.com.

6. Data Security and Retention

We implement security measures to protect user data. However, no method is 100% secure. Data is retained only as long as necessary for operational or legal requirements.

7. Google AdSense Compliance

We comply with Google AdSense policies, including:

  • Displaying a cookie consent banner for EU users.
  • Providing transparency on data collection.
  • Serving non-personalized ads if required by user preferences.

8. Changes to This Privacy Policy

We may update this Privacy Policy. Changes will be posted on this page with an updated “Effective Date.”

9. Contact Us

For questions or concerns, contact us at: